Guruji Credit Card Yojana Jharkhand: Jharkhand government has launched a new initiative called “Guruji Credit Card Yojana“, officially known as the Jharkhand Student Credit Card (JSCC) Scheme. Launched on March 3, 2022, this program is designed to support students from low-income families by providing financial assistance for higher education.
The scheme aims to help students who need loans to continue and complete their studies. If you are a student living in Jharkhand, you can take advantage of this scheme. For more information and to understand how to apply, please continue reading this post.
Guruji Credit Card Scheme (GSCC) Jharkhand 2024
इस योजना के लिए आवेदन करने के लिए, छात्रों को विशिष्ट दस्तावेज़ जमा करने होंगे, जिनका विवरण आवेदन दिशानिर्देशों में दिया गया है। इस योजना के लाभों में उच्च शिक्षा की सुविधा देने वाले ऋण तक पहुँच शामिल है, जिससे छात्रों को अपने शैक्षणिक और करियर लक्ष्यों को प्राप्त करने में मदद मिलती है। आवेदन प्रक्रिया, आवश्यक दस्तावेज़ों, लाभों और योजना के उद्देश्यों के बारे में विस्तृत जानकारी के लिए, कृपया पूरी पोस्ट पढ़ें।
| Attribute | Details |
|---|---|
| Scheme Name | Guruji Student Credit Card Scheme |
| Department | Higher and Technical Education Department, Government of Jharkhand |
| Initiated by | Government of Jharkhand |
| Launch Date | March 3, 2024 |
| Beneficiaries | Students of Jharkhand State |
| Objective | To provide loan facilities for higher education |
| Loan Amount | Up to ₹15 lakh |
| Category | (Scheme) |
| Application Mode | Online |
| Official Website | Guruji Student Credit Card Scheme – Jharkhand |
झारखंड के मुख्यमंत्री हेमंत सोरेन द्वारा शुरू की गई गुरुजी क्रेडिट कार्ड योजना उन छात्रों की सहायता के लिए बनाई गई है, जिन्होंने अपनी 10वीं या 12वीं कक्षा पूरी कर ली है और उच्च शिक्षा प्राप्त करना चाहते हैं। इस योजना का उद्देश्य यह सुनिश्चित करने के लिए वित्तीय सहायता प्रदान करना है कि कम आय वाले परिवारों के छात्र उच्च शिक्षा का खर्च वहन कर सकें।
Guruji Student Credit Card Scheme Jharkhand: Objectives and Benefits for 2024
Many students from low-income families struggle to afford higher education due to financial constraints. Recognizing this issue, the Jharkhand government has introduced the Guruji Student Credit Card Scheme, aiming to assist these students in pursuing their academic aspirations. This scheme addresses the challenge of providing financial support where scholarships may not be feasible for every student in need.
गुरुजी स्टूडेंट क्रेडिट कार्ड योजना का मुख्य उद्देश्य उन छात्रों को ऋण प्रदान करना है जो अपनी उच्च शिक्षा जारी रखना चाहते हैं लेकिन वित्तीय बाधाओं का सामना कर रहे हैं। ये ऋण प्रदान करके, यह योजना सुनिश्चित करती है कि किसी भी छात्र को धन की कमी के कारण अपनी पढ़ाई छोड़नी न पड़े।
Documents Required for Application Guruji Student Credit Card Scheme
To apply for the Guruji Student Credit Card Scheme, students need to provide the following documents:
- Aadhar Card
- Passport-sized photograph
- Academic records
- Bank account details
- Caste certificate (if applicable)
- Transfer certificate from the last educational institution
Benefits of the Guruji Student Credit Card Scheme
The Guruji Student Credit Card Scheme offers several significant benefits:
Financial Support: Students from low-income families in Jharkhand can secure loans to cover their higher education expenses.
No Financial Barriers: The scheme ensures that financial constraints do not hinder a student’s educational progress.
Loan Amount: Students can borrow up to ₹15 lakh to fund their studies.
Extracurricular Expenses: Up to 30% of the total loan amount can be used for extracurricular activities.
Repayment Terms: Loans must be repaid within 15 years, with repayment starting one year after the completion of the course.
Credit Card Issuance: Each eligible student will receive a credit card in their name to manage their loan.
Eligibility Criteria for Guruji Student Credit Card Scheme
To be eligible for the Guruji Student Credit Card Scheme, applicants must:
- Be a resident of Jharkhand state.
- Have completed 10th or 12th grade.
- Have an annual family income below the threshold set by the government.
- The scheme does not specify an age limit.
How to Apply Online for Guruji Student Credit Card Scheme
To apply for the Guruji Student Credit Card Scheme online, follow these steps:
- Visit the official Jharkhand State Government website.
- Locate and click on the application link for the Guruji Credit Card Scheme.
- Enter the captcha code and your mobile number to verify your identity.
- Once verified, the Guruji Credit Card Application Form will appear.
- Complete the application form with the required information and upload the necessary documents.
- Submit the form for review.
After submission, your application will be examined by an officer. If found eligible, you will receive a loan for higher education through a designated bank.
Login: Guruji Student Credit Card Scheme – Jharkhand
Registration: Guruji Student Credit Card Scheme – Jharkhand
